Excessive rainfall and flooding in Vermont during April could create locations where the prevented planting provisions of crop insurance policies may apply. Follow this link for a helpful fact sheet;Prevented Planting Insurance Provisions: Flood, which highlights the flood or excessive moisture prevented planting provisions for producers covered by crop insurance. Because conditions vary significantly between geographic areas, loss determinations are based on each producer’s individual circumstances. It is very important to contact your crop insurance agent with any questions. It is necessary to report a prevented planting loss. Good record keeping and documentation is key to receiving prevented planting payments. Producers should work with their approved insurance provider to determine the documentation needed for their specific prevented planting claim. In addition, when filing acreage reports, reporting all acres of prevented planting is essential in order to receive full credit for the crop.
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