{"id":625,"date":"2019-03-04T10:45:30","date_gmt":"2019-03-04T15:45:30","guid":{"rendered":"http:\/\/blog.uvm.edu\/cap\/?p=625"},"modified":"2019-03-07T15:30:36","modified_gmt":"2019-03-07T20:30:36","slug":"national-consumer-protection-week-protect-your-neighbors-from-scams","status":"publish","type":"post","link":"https:\/\/blog.uvm.edu\/cap\/national-consumer-protection-week-protect-your-neighbors-from-scams\/","title":{"rendered":"National Consumer Protection Week: Protect Your Neighbors from Scams"},"content":{"rendered":"\n<p>When you gather for Town Meeting day to tackle issues in your community, take a moment to spread the message about scams. By having a conversation with our neighbors, together we can work to stop scams.  <\/p>\n\n\n\n<ul class=\"wp-block-gallery aligncenter columns-1 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/blog.uvm.edu\/cap\/files\/2019\/03\/TOWN-HALL.png\" alt=\"\" data-id=\"641\" data-link=\"https:\/\/blog.uvm.edu\/cap\/?attachment_id=641\" class=\"wp-image-641\" srcset=\"https:\/\/blog.uvm.edu\/cap\/files\/2019\/03\/TOWN-HALL.png 800w, https:\/\/blog.uvm.edu\/cap\/files\/2019\/03\/TOWN-HALL-150x150.png 150w, https:\/\/blog.uvm.edu\/cap\/files\/2019\/03\/TOWN-HALL-300x300.png 300w, https:\/\/blog.uvm.edu\/cap\/files\/2019\/03\/TOWN-HALL-768x768.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/li><\/ul>\n\n\n\n<p>Earlier this year, we released the top scams reported to our office in 2018. &nbsp;This information is still up on our blog, which you can review <a href=\"http:\/\/blog.uvm.edu\/cap\/top-scams-of-2018\/\">here<\/a>. Knowing the common scam categories can be useful in identifying scams, but this shouldn\u2019t be the only information you share. Scams come in all different forms and adapt over time. During National Consumer Protection Week, you can commit to being scam savvy and sharing what you know with others.<\/p>\n\n\n\n<p><strong>Know the Signs to Spot Scams:<\/strong><br \/><\/p>\n\n\n\n<p>Remember: &nbsp;If it\u2019s\ntoo good to be true, it probably is!<\/p>\n\n\n\n<p>Suspect: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Unsolicited Communications<\/strong>:  If you didn\u2019t ask for a contact, question why you are receiving it, even if you get something in the mail. Verify the info shared       against information you know and trust. Classic unsolicited communications are computer tech support pop ups messages and phone calls.          <\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Demands for Urgent Response:  <\/strong>Scammers will demand a fast response from you to take advantage of the fact that you are busy. Anytime an immediate       response is requested, slow down and take your time. It is in the urgency of the moment that people respond to scams. Imagine how a busy restaurant might respond to a sudden claim of electricity disconnection during the busy lunch hour.&nbsp;       The scam recipient may be more likely to respond for fear of losing lunch profits. <\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Requests for Personal Information:  <\/strong>Shut down requests for such information by contacting a source you know and trust instead. &nbsp;For a bank account, the phone numbers referenced in your statement may be a good resource; for a credit card the number on the back of your card is a  good option. Never respond to requests to reset your password by clicking on link in your email. Never provide your information in response to unsolicited communications. <\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Requests for Payment<\/strong>: &nbsp;Scammers have success in requiring odd forms of payment that are difficult to be tracked down, like gift cards, wire transfers, and peer to peer transaction services.<\/li><li><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Gift Card Scams<\/strong><\/p>\n\n\n\n<p>How to Spot: &nbsp;You are asked to pay outside of a vendor store\/website by reading off        the numbers on the back of the card or by taking a picture of the back of the card and sending it. <br \/><br \/>Common gift cards requested include:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.uvm.edu\/cap\/files\/2019\/02\/GiftCards.jpg\" alt=\"\" class=\"wp-image-630\" width=\"197\" height=\"262\" \/><\/figure><\/div>\n\n\n\n<ul class=\"wp-block-list\"><li>Apple iTunes<\/li><li>Google Play<\/li><li>Walmart<\/li><li>Target<\/li><\/ul>\n\n\n\n<p>Remember:  Unless you are using the card for the actual relevant company, do not pay with gift cards! Watch out for copycat websites too!<\/p>\n\n\n\n<p><strong><br \/>Wire Transfer Scams<\/strong><\/p>\n\n\n\n<p>How to Spot:  You are asked to pay by wire transfer.<br \/><br \/>Common wire companies used:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Your bank!<\/li><li>Western Union<\/li><li>Money Gram<\/li><li>RIA Financial<\/li><\/ul>\n\n\n\n<p>Remember: &nbsp;Sending a wire transfer is like sending cash! Never send a wire transfer to someone you don\u2019t know!<\/p>\n\n\n\n<p><strong><br \/>\nPeer to Peer Payment Scams<\/strong><\/p>\n\n\n\n<p>How to Spot: &nbsp;You are asked to pay using a P2P service. You may even already use this service to make other payments.<\/p>\n\n\n\n<p>Common P2P companies used:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Paypal Friends and Family  (No Paypal buyer purchase protection)<\/li><li>Facebook P2P in Messenger<\/li><li>Apple Pay<\/li><li>Venmo<\/li><li>Zelle<\/li><li>Cash App<\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/blog.uvm.edu\/cap\/files\/2018\/08\/MobileShopping.png\" alt=\"mobile shopping\" class=\"wp-image-458\" width=\"245\" height=\"171\" \/><\/figure><\/div>\n\n\n\n<p>Remember: &nbsp;Sending through P2P is typically instantaneous, leaving little room to make fraud disputes. Never use a P2P to send money to someone you don\u2019t know!<\/p>\n\n\n\n<p>Scammers want your money. They\u2019ll adapt these methods, or resort to old methods of payment, like cash, check or money order. If you think you\u2019ve encountered a scam, but aren\u2019t sure, call our office at 800-649-2424.  Find out more from the <a href=\"https:\/\/www.consumer.ftc.gov\/articles\/paying-scammers-gift-cards#Paid\">FTC.<\/a><\/p>\n\n\n\n<p>By sharing this information and your general awareness about scams with others, you can help stop scams! To become more informed, you can sign up for <a href=\"https:\/\/ago.vermont.gov\/cap\/sign-up-for-scam-alerts\/\">Scam Alerts on our website<\/a>, connect with our office on <a href=\"https:\/\/www.facebook.com\/AttorneyGeneralDonovan\/\">social media<\/a>, and invite others to follow us. \u00a0Always hang up on scammers. For even more information about scams, <a href=\"https:\/\/ago.vermont.gov\/cap\/stopping-scams\/\">visit our website<\/a>. <\/p>\n\n\n\n<p>Contributing Writer:  Crystal Baldwin<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you gather for Town Meeting day to tackle issues in your community, take a moment to spread the message about scams. By having a conversation with our neighbors, together we can work to stop scams. Earlier this year, we released the top scams reported to our office in 2018. &nbsp;This information is still up&hellip; <a class=\"more-link\" href=\"https:\/\/blog.uvm.edu\/cap\/national-consumer-protection-week-protect-your-neighbors-from-scams\/\">Continue reading <span class=\"screen-reader-text\">National Consumer Protection Week: Protect Your Neighbors from Scams<\/span><\/a><\/p>\n","protected":false},"author":4480,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[505556],"tags":[505554,481474,482450],"class_list":["post-625","post","type-post","status-publish","format-standard","hentry","category-national-consumer-protection-week","tag-ncpw2019","tag-consumer","tag-scams","entry"],"_links":{"self":[{"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/posts\/625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/users\/4480"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/comments?post=625"}],"version-history":[{"count":7,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/posts\/625\/revisions"}],"predecessor-version":[{"id":674,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/posts\/625\/revisions\/674"}],"wp:attachment":[{"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/media?parent=625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/categories?post=625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.uvm.edu\/cap\/wp-json\/wp\/v2\/tags?post=625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}